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The transaction and integration layer of the LUD ecosystem, intended to connect merchants, customers, services and approved financial partners through governed payment and data flows. The platform targets merchants, SMEs, consumers and partner institutions.
Capacity / Scope
Total CapEx
USD 0.45M
Targeted IRR
N/A
ROI Payback
3.2 Years
Deployment Scope
Nationwide Digital Financial Network (Certified Payment Operator License)

UniPay (UniPay Co., Ltd - Digital Payment Switch & Software Services) • Verified Documentation


Core strategic advantages and economic fundamentals.
National Fintech Connective Infrastructure
Core digital transaction and payment switch interconnecting all LUD ecosystem ventures and partner banks.
High-Margin Recurring Passive Revenue
Stable cash flow generation via micro-transaction fees across merchant processing, QR scanning, and online checkout.
Exponential Scale via LAPNet Integration
Direct interoperability with all Lao commercial banks and cross-border regional payment switches.
The transaction and integration layer of the LUD ecosystem, intended to connect merchants, customers, services and approved financial partners through governed payment and data flows. The platform targets merchants, SMEs, consumers and partner institutions.
Geographic footprint, administrative boundaries, and official documentation.
Village
Nongtha Nuea Village
District
Chanthabouly District
Province
Vientiane Capital
Infrastructure Scope
Nationwide Digital Financial Network
Enterprise Registration No. 058380/ERC & Bank of Lao PDR Payment Authorization
Institutional oversight, executive management, and joint-venture equity distribution.
Bank of the Lao PDR (BOL) - Payment Systems Department
Strategic Counterpart: Bank of the Lao PDR (BOL)
LUD Fintech Division
LUD Group (76.00% Majority Equity)
Strategic Partners (24.00% Equity)
Key regulatory mandates, off-take covenants, and EPC execution framework.
Digital Payment Switch & Core Banking Software License
Concession Term
Certified Payment Operator License
Contract / License No.
Enterprise Registration No. 058380/ERC & Bank of Lao PDR Payment Authorization
Licensed as a Payment Service Provider (PSP) by BOL. Fully integrated with LAPNet and major international card networks (Visa, Mastercard, UnionPay).
Environmental, Social & Governance compliance for institutional sustainability mandates.
🌿 Sustainable Development Goals (UN SDGs)
Financial Inclusion & Cashless Economy
🌱 Institutional Governance & Transparency
Audited Financial Statements & Regulatory Compliance Framework
Audited Virtual Data Room (VDR) across legal, financial, and technical milestones.
Key deal terms & capital structure.
Limited Allocation Remaining (First come, first served)
USD 0.45M
Core SPV Allocation
N/A
3.2 Years
Benefit Sharing Formula
Profits derived from transaction processing fees (MDR). High scalability ensures exponential EBITDA growth, with dividends paid semi-annually.
Forward-Looking Statement: Projected yields and ROI are forward-looking estimates. Actual returns scale based on operational optimization and market dispatch.